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Legal Notices and Disclosures

By accessing this site, you signify your agreement with, and understanding of, the following Terms of Use and Legal Information pertaining to both this and any material on it. This site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this site constitutes your agreement to all such terms, conditions and notices. ZAIS Group, LLC reserves the right to change the terms, conditions, and notices under which this site is offered.

Terms of Use and Legal Information

OWNERSHIP OF SITE & COPYRIGHT

The ZAIS Group, LLC (“ZAIS”) web site is owned by ZAIS. The ZAIS web site and any and all accompanying screens, information, materials, user documentation, user interfaces, images, arrangements of information, related software and other proprietary property of ZAIS or its licensors accessible via the web site (collectively hereafter referred to as the "Web Site") is and shall remain the exclusive property of ZAIS and its licensors. This site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, reverse engineer, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this site.

UNAUTHORIZED ACCESS

This site is not absolutely protected against unauthorized third parties. You acknowledge that any information provided through the Internet may be potentially accessed by unauthorized third parties. Although ZAIS will make reasonable efforts to protect the privacy of users of this site, no guarantee can be made that unauthorized third parties will not access the information contained on the Web Site. You acknowledge that ZAIS is not responsible for notifying you that unauthorized third parties have gained such access or that any data has been otherwise compromised during transmission across computer networks or telecommunications facilities, including, but not limited to, the Internet.

PASSWORDS AND SECURITY

You are responsible for the confidentiality and use of your password. Your password is an important means of protection for you. You agree to contact us immediately if you believe that an unauthorized person has obtained access to your password.

LINKS

ZAIS makes no representations whatsoever about the opinions of any third party appearing on a linked site, does not regularly monitor and has no control over the contents of such sites and does not endorse, and disclaims all responsibility for, the content of such statements or web sites.

ASSISTANCE

If you need assistance with the Web Site, or if you need to communicate with ZAIS, you may telephone ZAIS Group, LLC at +1-732-530-3610.

NO WARRANTY

THE WEB SITE, INCLUDING INFORMATION AND MATERIALS CONTAINED IN THE WEB SITE, TEXT, GRAPHICS, SOFTWARE, LINKS AND OTHER ITEMS ARE PROVIDED "AS IS," "AS AVAILABLE". ZAIS DOES NOT WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS, TIMELINESS OR AVAILABILITY OF THE WEB SITE, AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS ON THE WEB SITE. THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, NO WARRANTY OF NON-INFRINGEMENT, NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY, IN CONJUNCTION WITH THE WEB SITE.

LIMITATION OF LIABILITY

IN NO EVENT WILL ZAIS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THE WEB SITE OR USE THEREOF OR THE INABILITY BY ANY PARTY TO USE SUCH SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF ZAIS, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.

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